Rental Yield Calculator
{{ introText }}
Property Details
Purchase Price
$
{{ depositLabel }}
$
Deposit cannot exceed the purchase price.
Loan Amount i
$
Interest Rate (%)
%
Loan Term
Repayment Frequency
Repayment Type
Interest-Only Period
Rental Income
{{ rentLabel }}
$
Annual Gross Rent i
$
Vacancy Rate (%)
%
Effective Annual Rental Income i
$
Expected Annual Rent Growth (optional)
%
Annual Operating Expenses
Property Management Fee (% of collected rent)
%
Council Rates (Annual)
$
Water Rates (Annual)
$
Strata / Body Corporate (Annual) (optional)
$
Landlord Insurance (Annual)
$
Maintenance Budget (Annual)
$
Land Tax (Annual) (optional)
$
Other Annual Expenses (optional)
$
Stamp Duty / Purchase Costs (optional)
$
Property Tax (Annual)
$
HOA Fees (Annual)
$
Landlord / Homeowners Insurance (Annual)
$
Maintenance Budget (Annual)
$
PMI (Annual) (optional)
$
Other Annual Expenses (optional)
$
Closing Costs (optional)
$
Your Results
Enter your property details to calculate your rental yield and investment cash flow.
Investment Status
{{ statusLabel }}
Estimated annual cash flow:
Gross Rental Yield
{{ grossYieldStr }}
Net Rental Yield
{{ netYieldStr }}
Cash-on-Cash Return
{{ cocReturnStr }}
Expense Ratio
{{ expenseRatioStr }}
Gross Annual Rent
Effective Annual Rent
Total Operating Expenses
Annual Loan Repayments
Annual Cash Flow
Monthly Cash Flow
This result is a pre-tax estimate and does not consider personal tax circumstances, depreciation or capital growth.
Cash Flow Breakdown
Effective Rental Income{{ cfIncomeStr }}
Operating Expenses{{ cfOpexStr }}
Mortgage Repayments{{ cfRepayStr }}
Net Annual Cash Flow
{{ cfNetStr }}
Operating Expense Breakdown
total / year
{{ row.name }}
{{ row.amount }}
{{ row.pct }}
Investment Timeline
Cumulative Cash Flow
{{ hintTextTl }}
{{ tlTooltip.yearLabel }}
Rental income{{ tlTooltip.rentStr }}
Operating expenses{{ tlTooltip.opexStr }}
Loan balance{{ tlTooltip.balStr }}
Cumulative cash flow{{ tlTooltip.cfStr }}
{{ summaryText }}
What-If Scenario Planner
Adjust any value below to see how it changes your returns — nothing here affects your main results above.
Purchase Price
$
Deposit
$
Interest Rate (%)
{{ rentLabel }}
$
Vacancy Rate (%)
Management Fee (%)
Maintenance Budget (Annual)
$
Loan Term
Repayment Type
| Metric | Original | Updated | Change |
|---|---|---|---|
| {{ row.metric }} | {{ row.original }} | {{ row.updated }} | {{ row.diff }} |
Related Guides
This calculator provides estimates for educational and general-information purposes only. It does not consider taxation, depreciation, capital growth, personal circumstances or lender-specific requirements. Results are not financial, tax, legal or investment advice.