Privacy Policy
Last updated: 13 July 2026
Smarter Mortgage Calculator provides a free, online mortgage calculation tool to help visitors estimate home loan repayments and compare scenarios. This Privacy Policy explains how we handle information in connection with your use of the website.
Information you enter into the calculator — such as loan amount, interest rate, term or extra repayments — is processed directly in your browser to generate your results. We do not intentionally store the figures you enter unless this policy clearly states otherwise.
Information We May Collect
We may collect limited technical information automatically when you visit the website, such as your approximate location, device type, browser type and pages viewed. We do not require you to create an account or provide personal information to use the calculator.
Website Analytics
We may use analytics tools to understand how visitors use the website, such as which pages are viewed and how long visitors stay. This helps us improve the site's content and performance. Analytics data is generally aggregated and does not identify you personally.
Cookies
We use cookies to improve your experience, analyse website traffic and display relevant advertising. By continuing to use this website you agree to our use of cookies. Cookies are small files stored on your device to remember your preferences and to support the analytics and advertising features described in this policy. You can control or disable cookies through your browser settings; doing so may affect some website functionality.
Google AdSense & Third-Party Advertising
This website may display advertisements served by Google AdSense and other third-party advertising networks. These providers may use cookies and similar technologies to serve ads based on your prior visits to this or other websites. You can learn more about how Google uses data and manage your ad personalisation settings by visiting Google's own privacy and ads pages. We do not control the cookies or tracking technologies used by third-party advertisers.
Third-Party Services
We may use third-party services (for example, hosting, analytics or advertising providers) that process limited technical data on our behalf as described above. These providers have their own privacy practices governing how they handle information.
Data Security
We take reasonable steps to protect the website and any information processed through it. However, no method of transmission or storage over the internet is completely secure, and we cannot guarantee absolute security.
External Links
This website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites, and we encourage you to review their privacy policies before providing any information.
Children's Privacy
This website is not directed at children, and we do not knowingly collect personal information from children. If you believe a child has provided us with information, please contact us so we can address it.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal or operational reasons. Any changes will be posted on this page with an updated revision date.
Contact
If you have questions about this Privacy Policy, contact us through our Contact Us page.